We are for service


Ozark Federal Credit Union was organized simply to offer quality, economical services to our members and their families. We strive to promote responsible money management (savings and the wise use of credit) to help improve the standard of living of our members. Our nine-member Board of Directors, as well as other volunteer committees, are unpaid credit union members who are serving on behalf of the entire membership. We are innovative and committed to providing our members with the best possible service and products available.

To see if you are eligible for membership, check the list below.

  • I live, work, worship, or attend school in Butler County, Missouri
  • I live, work, worship, or attend school in Carter County, Missouri
  • I live, work, worship, or attend school in Dunklin County, Missouri
  • I live, work, worship, or attend school in Ripley County, Missouri
  • I live, work, worship, or attend school in Stoddard County, Missouri
  • I live, work, worship, or attend school in Wayne County, Missouri
  • I am the Spouse, Parent, Grandparent, Child, Grandchild, or Sibling of an existing member of Ozark FCU.
  • I am living in the same residence with a member of Ozark FCU.

For questions or more information, please feel free to speak to a Members Service Representative at 1-800-786-7221.

Mission Statement
The mission of the Ozark Federal Credit Union is:
  • To provide affordable financial services to our members and their families in Southeast Missouri, and
  • To promote community development in our low-to-moderate income area, and
  • To encourage thrift, savings and the wise use of credit for the individuals and small businesses in the targeted areas.

We are a federally-chartered credit union serving residents of southeast Missouri since 1952. As our logo suggests, we are an experienced and trusted pillar of financial strength in the community.

We are a not-for-profit cooperative organization, which makes us unique in the financial community. We are owned by our members (8,700 strong) and our profits are returned to them in the form of higher dividend rates on savings deposits and lower interest rates on loans, plus low or no cost fees on services! We are a definite ALTERNATIVE to banks.


From the President...

Welcome to our website! We hope you find what you need and invite you to explore, explore, explore. There is a wealth of information just a mouse-click or finger-tap away. You can find our rates, order checks, sign in to your account to view your personal information and more. Need retirement advice, tax advice or other financial advice? Check out Home & Family Finance Resource Center (click the Resources tab at the top of any page), your one-stop financial information center. We have a great selection of articles, videos and ideas for nearly every age group and every life-stage. Ready to open an account or apply for a loan? You can click the links to open accounts and apply for loans directly, online, without ever having to come in to an office. You're always welcome to come in, of course; we'll be glad to see you! But if online is more convenient for you, then that's our goal. Got a mobile/smart phone? Are we ever wired for you! Look for our app in the iPhone store or Google Play store for Android phones. You can access all our web features right on your phone. Need to check your balance? Use your mobile phone to sign in to your account OR to call our 24-hour audio teller for account information (balance, deposits, etc.). You can even set up alerts to notify you when a deposit has been made or when a certain check clears. The alerts can come right to your phone as a text message, or they can come as an e-mail alert to your computer OR your smartphone. So whether you're "high-tech" or "high-touch", we're here for you at Ozark Federal Credit Union. We're the largest credit union in Southeast Missouri but our philosophy is still "people helping people". We're here to serve our members. We LOVE to make loans. We WANT your business! Kirk Mondy, President Ozark FCU

Ozark Federal Credit Union is proud to be associated with the following organizations:
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