WHO WE ARE
We are a federally-chartered credit union serving residents of southeast Missouri since 1952. As our logo suggests, we are an experienced and trusted pillar of financial strength in the community.
We are a not-for-profit cooperative organization, which makes us unique in the financial community. We are owned by our members (8,700 strong) and our profits are returned to them in the form of higher dividend rates on savings deposits and lower interest rates on loans, plus low or no cost fees on services! We are a definite ALTERNATIVE to banks.
Notice of Privacy Practices for Our Members
The mission of Ozark Federal Credit Union is to provide high quality, innovative and convenient financial services while promoting responsible financial management among the membership.
In accordance with the Gramm-Leach-Bliley Privacy Act the Ozark Federal Credit Union is committed to protecting the personal information received in our association with our members. The privacy of our members is a high priority of our board of directors, management and staff.
The Ozark Federal Credit Union collects nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us or others; and
- Information we receive from a consumer reporting agency
We do not disclose any nonpublic information about you to anyone, except as permitted by law.
If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described above in the notice.
The Ozark Federal Credit Union restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Meet our Board of Directors
- Edwin Ervin, Chairman
- Tim Darnell
- Terry Farmer
- Keith Hale
- Charles Hicks
- Gary McVey
- Sharron Payne
- Lonnie Robertson
- Tony Pursell
Meet the Management
- Kirk Mondy – President
- Chad Wolfram – VP, Lending
Current Membership Employee Groups:
Anyone who lives, works, worships in or is a student in the following Missouri counties:
Also eligible for membership is a family member of a current member. Definition of family or household:
Also included are:
- Step Parents
- Step Children
- Adoptive Relationships
"Household" is now defined as persons living in the same residence maintaining a single economic unit. Also, the previous requirement that family members must live in the same household is now gone. Any family member listed above is eligible for credit union membership, regardless of where they live. Your grandchild in Florida or brother in St. Louis can now join PBFCU if you are a member!
How to join
If you are in our field of membership, it is really quite easy to join the credit union. You may join online by clicking here. Or, you may open your account at any of our facilities during normal business hours. You will need to bring the following:
- Either a state or federally regulated picture ID card with signature
- Proof of eligibility (pay stub, badge, etc.)
- All potential joint members must also be present
- $25 minimum deposit (your membership share)