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Consumer Loans
Trucks, Cars, RVs, Boats, Campers, Motorcycles, etc.
Look no further if you want a significant purchase loan or financial relief. Talk to one of our loan officers today.
Membership eligibility required—loan terms and conditions based on credit approval. Ozark FCU is an equal housing lender.
Secured Loans (Auto, RV, Boat, etc.)
You are looking for a loan on new or used vehicles, RVs, boats, motorcycles, etc., essentially any consumer loan with collateral (an item pledged for a loan payment). If you are looking for a vehicle, your loan officer will happily obtain NADA book values or a CARFAX© report on a used car. Then, you can discuss the payment options that work best for you. Maybe you are ready to purchase a recreational vehicle. We want you to enjoy your time and enjoy your experience with us.
Share and Certificate Loans
Share loans are an excellent way to borrow and still earn interest on your savings. The money on deposit in your share savings account is pledged as collateral. Please speak to an OFCU loan officer about loan terms and conditions for a share or share certificate loan.
Signature Loans
The signature loan is a non-collateral loan requiring your signature and good credit. The loan limit is based on your monthly gross income and credit score.
Line of Credit
A line of credit is designed to give you quick cash when needed. Your credit history and income are used to determine your credit line. A line of credit can also apply to overdraft protection.
Review the Overdraft Protection options and speak to an OFCU Loan Officer or Member Service Representative for more information.
Billing Rights for an Open-Ended Loan
You can also search our auto finder on the website, find a vehicle, and do all the OFCU loan paperwork at the dealership. Then, your lender will send the paperwork to OFCU for approval, reducing the waiting time to complete the process.
APR = Annual Percentage Rate
Rates are based on an evaluation of credit history.