Zoe's Club is designed for all kids from birth to 17 years of age. Zoe’s club accounts are subject to the same membership eligibility requirements as our adult accounts. To be eligible for Ozark FCU's Zoe's Club, the child must live, work, worship, or go to school in one of these six counties and have a parent, grandparent, sibling, or guardian who is a member: 

OFCU is available in 25 Missouri Counties:

Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the rural districts of Bollinger, Butler, Cape Girardeau, Carter, Dent, Douglas, Dunklin, Howell, Iron, Madison, Mississippi, New Madrid, Oregon, Ozark, Pemiscot, Perry, Reynolds, Ripley, Scott, Shannon, St. Francois, Ste. Genevieve, Stoddard, Texas, or Wayne Counties, Missouri.

The minimum balance to open a Zoe's Club youth savings account is $5. Zoe's Club is Federally Insured by NCUA.

For questions or more information about joining Zoe's Club youth savings account for your child, please feel free to speak to a Member Service Representative at 1-573-686-7221.  Parents can email OFCU by the link below.

If you are a Credit Union and interested in your institution starting Zoe's Club youth savings account program, please contact Davine Conover at davine@ozarkfcu.com, and she will be happy to discuss with you how to purchase and easily run the program for your junior members.

Download a copy of our Zoe's Club Child Safety Kit today. 

OFCU does not knowingly collect personal information on individuals aged 13 who use our sites without obtaining consent from a parent or legal guardian. Please visit the National Credit Union Administration Regulatory Alert or the Federal Trade Commission's website.