Welcome to Car Shopping with Ozark Federal Credit Union! Whether you're in the market for a brand-new ride or seeking the perfect pre-owned gem, our AutoSMART platform is your ultimate companion throughout your car buying journey.

Why choose AutoSMART?

1. Extensive Inventory: Explore over 2 million vehicles with ease. Our platform is your one-stop destination for researching, building, and pricing the car of your dreams—all with the added convenience of financing through Ozark Federal Credit Union.
2. Comprehensive Tools: AutoSMART equips you with everything you need to streamline your search and make informed decisions. From narrowing down your search criteria swiftly to determining fair pricing and identifying top-rated features, we've got you covered at every step.
3. Peace of Mind: Say goodbye to lemons! With accolades, ratings, and insights into the most searched features, you can shop confidently, knowing you're making the right choice. Plus, our instant loan application ensures you get pre-approved without delay.
4. Valuable Resources: Need to assess the value of a used car? Our free NADA value guides and optional Car Fax reports provide crucial insights into your potential purchase. You can even estimate affordability, find Credit Union Direct Lender (CUDL) dealers nearby, or delve into leasing versus buying all in one convenient place.
5. Convenience Redefined: With AutoSMART, your car shopping experience is effortlessly accessible. Whether you're browsing from your computer or on the go with your mobile device, you can shop for any make and model from the comfort of your home.

Ready to embark on your car-buying journey? Choose your path below and discover the seamless convenience of AutoSMART with Ozark Federal Credit Union:

At Ozark Federal Credit Union, we know that buying a used car can be an exciting and rewarding experience. Whether you're searching for a reliable daily commuter, a family-friendly SUV, or a sleek and stylish sedan, our used auto loans are designed to help you drive away with confidence.

Searching for your next reliable ride? Whether you're looking for a well-maintained sedan, rugged SUV, or anything in between, Ozark Federal Credit Union is here to help make your used car dreams a reality with affordable, flexible financing options.

Competitive Rates and Terms when you finance your used vehicle with Ozark FCU, you'll enjoy:

• Low, fixed interest rates
• Repayment terms up to 84 months
• No hidden fees or prepayment penalties

This means you can focus on finding the perfect car at the right price, without worrying about steep monthly payments.

For adventure-seekers and water lovers alike, few things can match the thrill of owning your own boat. But with the significant investment involved, financing your nautical dreams can feel daunting. That's where Ozark Federal Credit Union comes in.

Financing Tailored to Your Boating Lifestyle

Whether you're in the market for a sleek speedboat, a reliable fishing vessel, or a comfortable family cruiser, our boat loan experts will work closely with you to find the perfect financing solution. With low, fixed interest rates, flexible repayment terms, and no hidden fees, you can focus on finding the boat that checks all your boxes, not just the one that fits your budget.

To give you added peace of mind, we also offer optional GAP (Guaranteed Asset Protection) and Vehicle Service Agreements. These valuable add-ons can help cover the difference between your loan balance and your vehicle's actual cash value in the event of a total loss, as well as unexpected repair costs down the road.

Ways You Can Protect Your Investment