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Savings Options To Fit Your Needs

At Ozark Federal Credit Union, we offer a range of savings account options to suit your goals and lifestyle. Whether you're looking to build your financial foundation, save for special occasions, or teach your children the importance of saving, we have accounts designed to meet your needs. Explore our Share Savings, Christmas Club, Vacation Club, and Zoe's Club options below to discover the benefits of banking with us.

Start Building Your Financial Future Today

Share Savings

Are you ready to take the first step towards a brighter financial future? Look no further than an Ozark Federal Credit Union Share Savings account. Designed to help you achieve your long-term financial goals and make progress toward your everyday aspirations, this account is the cornerstone of financial stability and growth.

  • Easy Access to Ownership:  With just a $25 deposit, you can become a member-owner of Ozark Federal Credit Union. This initial deposit represents your share in our cooperative, giving you a voice in our operations and decisions while laying the foundation for your financial journey. By joining, you're not only investing in your own future but also contributing to the collective strength and stability of our credit union.

  • Expert Guidance: Our Member Service Representatives are here to support you every step of the way. Whether you have questions about account features, need assistance with financial planning, or want to explore additional services, we're here to help. Review section five of the Truth-In-Savings Disclosure for detailed information, or ask a Member Service Representative for a current copy.

Start Saving for the Holidays Today

Christmas Club

Dreaming of a stress-free holiday season filled with joy and celebration? Our Christmas Club account is your ticket to making that dream a reality. With no minimum deposit required, you can start saving for the holiday season whenever it's convenient for you. Watch your Christmas shopping funds grow with interest throughout the year, giving you peace of mind knowing you're financially prepared for the festivities.

  • Flexible Savings: Save for the holidays on your terms with our Christmas Club account. There's no minimum deposit required, allowing you to contribute funds whenever it suits your budget and schedule.
  • Interest Growth: Your Christmas shopping funds will earn interest, helping your savings grow even faster. With interest accruing throughout the year, you'll maximize your holiday budget and enjoy greater purchasing power.
  • Stress-Free Disbursement: On or around October 15th, we'll disburse the entire balance of your Christmas Club account to you. Say goodbye to financial stress and hello to hassle-free holiday shopping. With your savings in hand, you can tackle your shopping list with confidence, knowing you've planned ahead.
Turn Your Travel Dreams into Reality

Vacation Club

Ready to escape the everyday hustle and bustle and embark on your next adventure? Look no further than our Vacation Club account at Ozark Federal Credit Union. Tailored for members who crave exploration and relaxation, this account is your ticket to turning your travel dreams into reality.

  • Flexible Savings for Stress-Free Travel:  Whether you're planning a weekend getaway or an overseas adventure, our Vacation Club account helps you save systematically with no minimum deposit required. Enjoy the freedom to plan your dream trip without budget constraints, knowing your travel fund is securely stashed away. With your savings in place, you can focus on making unforgettable memories, free from the worry of unexpected expenses.

Disclosures

Christmas Club Account Disclosure:
If funds are withdrawn from a Christmas Club account before the scheduled disbursement, the account will be closed and cannot be reopened until the next enrollment period.

Vacation Club Account Disclosure:
You are allowed up to 6 withdrawals or transfers per month from your Vacation Club account. After the 6th withdrawal, a $1 fee will be applied per transaction. For more details, please refer to our fee schedule.

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