Routing #: 281581144 • Wire Instructions
Routing #: 281581144 • Wire Instructions
At Ozark Federal Credit Union, we understand the excitement and challenges that come with buying or refinancing a home. Our dedicated mortgage loan team is here to simplify the process for you and help you find the perfect loan solution tailored to your needs.
Explore our three distinct sections below to discover how we can assist you in achieving your homeownership goals:
Are you ready to embark on the journey of purchasing your dream home? Our comprehensive range of mortgage loan programs ensures that you have options that align with your unique circumstances. From USDA, VA, to FHA loans, we offer competitive interest rates, low closing costs, and minimum down payment options, making homeownership more accessible than ever.
The best thing about Ozark Federal Credit Union is my super low rate! Best thing we did was refinance during COVID shutdown.
-Pamela D.
I like how there are better rates here than at banks and everyone is so helpful.
Melanie T.
I love the customer service! Everyone there goes above and beyond to help you.
Bill H.
Looking to optimize your current mortgage situation? Whether it's aiming for a lower interest rate, shortening your loan term, or accessing cash-out refinancing, Ozark Federal Credit Union has tailored refinancing solutions for you. Our options, including bridge loans and adjustable-rate mortgages, empower you to make informed decisions that align with your financial goals.
USDA (USDA Rural Development Guaranteed Housing Loan Program) loans offer mortgage loans to rural property owners by the United States Department of Agriculture. This loan program is 0% down payment mortgages for rural and suburban home buyers with low household income.
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This program is designed for members of the Military, Veterans Reservists and National Guard members with little or no money needed for the down payment. Spouses of Military members who died while on active duty or as a result of a service-connected disability may also be eligible.
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FHA loans are government-backed mortgages insured by the Federal Housing Administration. This program is specifically designed for low-to-moderate income, challenged credit, and borrowers who are unable to make a substantial down payment.
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Explore our bridge loans, providing temporary financing solutions to bridge the gap between the purchase of a new home and the sale of your current property. Move forward confidently and seamlessly transition to your new home with our flexible bridge loan options.
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Embark on your home construction journey with our specialized construction loans. Tailored to your unique needs, our construction financing solutions provide the necessary support to bring your dream home to life. Start building your future today with Ozark Federal Credit Union.
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Conforming rate loans are conventional mortgages offering predictable terms, competitive interest rates, and long-term stability, making them an excellent and reliable choice for qualified homebuyers seeking financial security and peace of mind.
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Unlock flexibility with our Adjustable-Rate Mortgages (ARMs), offering initial low rates and potential adjustments over time. Adapt to changing financial needs with ease through our customizable ARM options.
Explore our investment loan options tailored for 1-4 property investments. Whether you're a seasoned investor or just starting, our specialized loans provide the support you need to grow your real estate portfolio.
Discover our Second Home Loans, designed to make owning a vacation or secondary residence a reality. With competitive rates and personalized guidance, turn your dream of a second home into a cherished reality.
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Membership and credit requirements apply. OFCU is an Equal Housing Lender. NMLS #446357
All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.
